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The Bank of Ontario and its branch, Genoa State Bank proudly serve the Vernon County area. Our friendly, knowledgeable staff is eager to assist you with all of your community banking needs.



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  • CheckingSavingsCertificate of DepositsIRAHome LoansPersonal Loans
  • Agriculture LoansCommercial LoansOn-line BankingDebit CardsOther Services


Genoa State Bank

  • 700 Main Street
    P.O Box 9
    Genoa, WI 54632
  • Phone: (608) 689-2655
  • Fax: (608) 689-2600


  • Lobby M-Th8:00am to 3:00pm
  • F8:00am to 6:00pm

  • Drive-Up M-Th8:00am to 5:00pm
  • F8:00am to 6:00pm

Bank of Ontario

  • 315 Main Street
    P.O Box 9
    Ontario, WI 54651
  • Phone: (608) 337-4406
  • Fax: (608) 337-4210


  • Lobby M-Th9:00am to 4:00pm
  • F9:00am to 6:00pm

  • Drive-Up M-Th9:00am to 5:00pm
  • F9:00am to 6:00pm

Branch - Westby State Bank

  • 100 N. Main St
    P.O Box 100
    Westby, WI 54667
  • Phone: (608) 634-6600
  • Fax: (608) 634-6603


  • Lobby M-Th8:30am to 4:00pm
  • F8:30am to 6:00pm

  • Walk-Up M-Th8:00am to 8:30am
  • M-Th4:00pm to 5:00pm
  • F8:00am to 8:30am

Report a Lost or Stolen Card



Quick easy no-cost access to your cash!

ATM's in Genoa

  • Tuna's Bar
    502 Main Street
    Genoa, WI 54632
    (608) 689-9601

ATM's in Ontario

  • Riversend Bar & Grill
    314 Main Street
    Ontario, WI 54651
    (608) 337-4803

ATM's in Westby

  • Westby State Bank
    100 N. Main
    Westby, WI 54667

Report a Lost or Stolen Card



Provided as a convenience for our visitors, we do not guarantee accuracy.


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About Us


The Bank of Ontario was established in 1911 in Ontario, WI. In 1983 the bank was purchased by its current owner's. In 1985 Genoa State Bank (est. 1909) was acquired and become a member of the Bank of Ontario family. In 2019 the Bank purchased the original Westby State Bank building (est. 1904). The Bank of Ontario restored the building back to a Bank and opened the doors as a full service financial institution in the Fall of 2020. The three banks continue supporting their local communities and the Vernon County area.

As a small, family-owned financial institution the Bank of Ontario and its branches Genoa State Bank and Westby State Bank succeeds in providing top quality financial services without sacrificing its community banking ideals. We take pride in the people and communities we serve. Come visit us today and see for yourself.



PDF Download

The forms below are intended to be used by Bank of Ontario, Genoa State Bank, and Westby State Bank customers. Completed forms can be mailed, faxed, or returned in person.

Note: Please note a completed form cannot be saved. You must print the completed form to retain any information you enter.

Bank Of Ontario

Ontario, Wisconsin

Westby State Bank

Westby, Wisconsin

Genoa State Bank

Genoa, Wisconsin


Checking accounts to fit your needs.

  • Free telephone access & balance inquiries.
    (608)637-DIME or (866)971-2666
  • Free unlimited phone transfers from Checking
  • Visa Debit Card - annual fee applies
  • Basic Checking, NOW Accounts & Money Market Deposits


Are you just starting a savings account or do you have funds you want to invest? We offer a many different types of accounts to ensure you have the access to your money that you desire. Watch your savings balances grow by setting up an automatic transfer from your checking account.


  • Passbook Savings
  • Christmas Club
  • Certificate of Deposit
  • Health Savings Accounts
  • Education Savings Accounts

Let your money work for you!

Watch your money grow. We have a variety of savings accounts providing returns and liquidity to fit your needs.

Please contact us for current rates.
Home Loans

Home Loans

The Bank of Ontario and Genoa State Bank currently offer construction and shorter-term balloon notes. If you are looking to purchase a new home, refinance a current obligation, or need money to improve your home our lending professionals are here to help. Second mortgage options are also available to qualified borrowers.

Home Loans - New, Refinance, Construction

Loan Products

  • New Home loans
  • Refinance
  • Construction Loans
Ag Loans


Our lending professionals have the experience and dedication to help find the right financial option for your agricultural funding needs. Visit us in Ontario or Genoa to explore the possibilities.

Ag Lines of Credit

Do you need to finance your farm inputs or livestock operation? No matter how big your farm is, we can help you with your financial needs. Inquire about our competitive rates and flexible collateral options.

Equipment Loans

Looking to buy new or a used piece of equipment? We have financing available with flexible payment options and competitive fixed interest rates.

Ag Real Estate Loans

Acquiring more land? Building improvements? Refinancing? Our experienced lenders can help you. We offer competitive, fixed rates and flexible terms on our shorter-term balloon notes.

Commercial Loans


We pride ourselves in supporting our communities and surrounding areas by providing commercial loans. Regardless if you operate a small, family-owned business or a large corporation we can set you up with the financing your business needs.

Commercial Operating Lines

Operating lines provide short-term cash and working capital to help you grow your business. Competitive interest rates and flexible collateral options are available.

Machinery & Equipment Loans

Looking to buy new or a used piece of equipment? We have financing available with flexible payment options and competitive fixed interest rates.

Real Estate Loans

If you"re looking to expand or just find a location to get your business off the ground, we have products to assist you with your real estate needs. Our competitive rates and flexible terms may be exactly what you"re looking for.


Individual Retirement Accounts

Retirement accounts are a great way to save with the added benefit of tax advantages. Our IRA CD offerings will allow you to easily manage your contributions while receiving a competitive interest rate.

Account Options

We can aid you selecting the right retirement account to meet your needs.

  • Traditional IRA
  • Roth IRA

Your financial future...

Build Your Retirement Nest Egg

in your hands.

Debit Cards

Debit Cards

A Bank of Ontario Debit Card goes beyond conventional checking. It doubles as an ATM card, allowing you access to cash from just about anywhere. You can also use it like a credit card, with funds withdrawn from your checking account.


  • Doubles as your ATM Card
  • No Fee ATM's
Your Visa® Debit Card works just like a check - whenever you use your check card, the funds are deducted from your checking account.

Your debit card gives you a faster, more economical, more convenient way to buy the products and services you need.

The fact that your debit card is also an ATM card makes it like having your own personal teller. It's there when you need it to complete a variety of transactions.

Online Bank

Online Banking

Bank of Ontario's Online Banking gives you 24/7 access to your money. You can transfer funds, view account history and get all the information you need to balance your accounts. You can even view check images and access current or past statements. It's the free, easy, convenient and secure way to manage your finances.


  • Transfer Funds
  • Access to Check Images
  • E-Statements

Manage your accounts from home at your convenience, 24 hours a day.

Click on the On-line Banking link to access your accounts or view a free demo.

Phone Bank

Telephone Banking

Telephone Banking offers you fast, any time transactions and account information via any touch tone phone. With a push of a button you can check on a deposit or account balance, find a CD rate, transfer funds, as well as perform a number of other functions.


  • Transfer Funds
  • Check Balances
  • Access Account History

Manage your accounts from anywhere 24 hours a day.

Call 24x7


Certificate of Deposit

CD's are perfect if you would like to invest your funds for a specific amount of time. These funds are locked in for a set length of time with a competitive interest rate. CD's offer the flexibility for short and long term financial goals.


  • Competitive Interest Rates
  • Variety of Terms
  • Interest Payment Options
Available Terms
91 Day24 Month
6 Month36 Month
12 Month48 Month
18 Month60 Month

Contact Us For Today's Rates!

♦ $1,000 minimum to open account. Penalty for early withdrawal may apply.

Personal Loans

Personal Loans

Personal loans can be tailored to meet your borrowing needs. Whether it's to purchase a car, truck, or boat our lending professionals can tailor your loan's terms to fit your specific situation. Flexible payment options are available and decisions are made locally so you can make your purchase in no time.

Watch your money grow.

We can help you with your Wish List!

  • Car
  • Truck
  • ATV
  • Boat
  • Camper
Other Services

Other Services

In addition to our great loan and deposit products the Bank of Ontario and Genoa State Bank also offer the following services.

  • Safe Deposit Boxes - Keep your valuables safe. Various sizes may be available.
  • Stop Payments - Cancel the posting of a pre-written check.
  • Wire Transfer Service - Expedite deposits & transfer funds. (Available to account holders only.)
  • Night Deposit - After hours deposits and payments available at all locations.
  • Collector Coins - State quarters, annual sets, and proof sets. Inquire today.
Other Services

Don't Wait!

If your Debit Card has been lost or stolen, do not delay in contacting your local Royal Bank office.

During Business Hours

If you discover your Debit Card is lost or stolen during normal business hours, please call us immediately at (608) 337-4406 or (608) 689-2655.

After Business Hours

If you discover your Debit Card is lost or stolen after normal business hours, please call Shazam at (800) 383-8000 and follow the prompts. Shazam will then place a hold on your card. The following business day, please call one of our friendly bankers at (608) 337-4406 or (608) 689-2655 to help you with ordering a new Debit Card (fees may apply).

The Bank of Ontario is celebrating its 100th Anniversary this year.

We wish to thank all of our current and former customers, the Village of Ontario, and surrounding communities for their continued support.


The Bank of Ontario and Genoa State Bank are aware of increased efforts by those wanting to acquire your financial information for fraudulent purposes which could include your debit card and any account with our bank.

Please know that we, nor anyone doing business with us, will never ask for you personal information by phone or e-mail. If this should ever happen, please contact us for assistance immediately. The safety of your information is our primary concern and we will continue to keep you informed for your protection.

Our bank is dedicated to making information security one of our highest priorities. We utilize the latest software, hardware and other technologies to prevent unauthorized users from accessing our computer systems.